These prices are for your information and use in estimating title fees. They are intended to apply to normal resale or mortgage loan transactions. We reserve the right to adjust these prices at any time, including but not limited to adjustments for multiple tract or special situation transactions.                           January 1, 2010

                     

SEARCH & EXAM FEES:

PRELIMINARY TITLE SEARCH & EXAM (base) .......$100

FINAL TITLE SEARCH & EXAM .....$50

Refinance Special **(Premin & Final combined if you provide copy of prior title if not ours) ......$85

TITLE INSURANCE PREMIUMS:

REGULAR RATES: (per $1000 of coverage)

UP TO $50,000 .......$3.50 per $1000 of coverage  **$40.00 minimum premium

$51,000 TO $100,000 ......$3.00 per $1000 of coverage

$101,000 TO $1,000,000 ......$2.00 per $1000 of coverage

OVER $1,000,000 = PLEASE CALL FOR QUOTE!

**REISSUE RATES (WHEN CLIENT PROVIDES A COPY OF PREVIOUS TITLE POLICY) ARE  60% OF REGULAR RATES ABOVE.

SIMULTANEOUS ISSUE OF LOAN & OWNERS POLICY ......$40

FULL ALTA ENDORSEMENTS (EPA, COMPREHENSIVE & LOCATION) ......$50

OTHER:

LAST OWNER OF RECORD/LETTER SEARCH ......$95

MISC. SEARCHES ==== CALL FOR QUOTE

ESCROW CLOSING – MORTGAGE LOAN (1-4 Family )……………. @ $300

ESCROW CLOSING – CASH OR CFD ............@ $150

ESCROW CLOSING – COMMERCIAL (call for quote) ...............starts @ $200

E-MAIL CLOSING PACKAGE PROCESSING ……….. $150

Note: State of Illinois collects a $3 for every title policy issued. It is extra to the above fees.

WE WILL BE VERY HAPPY TO PREPARE A BINDING QUOTE ON YOUR TITLE FEES IF YOU NEED FOR GFE OR TO COMPARE OR HAVE SPECIAL NEEDS.

 

BRAY TITLE SERVICES

1000 West Jefferson Ave. ♦ Effingham, IL 62401 ♦ 217-347-3300 ♦ fax 217-347-3399

312 West Gallatin St. ♦ Vandalia, IL 62471 ♦ 618-283-9775 ♦ fax 618-283-9771

509 7th St. ♦ Charleston, IL 61920 ♦ 217-348-8811 ♦fax 217-348-8430